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Make sure your will writer is ‘qualified, insured and regulated’

By cardelladmin | January 14, 2019

More than six out of 10 people are unaware that will-writers who aren’t solicitors are unregulated and may have no insurance and very little experience.   The Wills & Probate Consumer Research Report 2018 shows that only 37% of adults have made a will. It says the wills ‘take-up’ is skewed towards older age groups…

Inheritance tax exemption ‘should apply to cohabiting siblings’

By cardelladmin | November 29, 2018

Lord Lexden wants a change in the law to allow siblings who live together to have the same inheritance tax exemption as married couples and people with civil partnerships.   Inheritance tax is set at 40% and becomes payable once the tax-free threshold of £325,000 has been passed.   The exemption for married couples and…

Most new homes to be sold as freehold – leases capped at £10

By cardelladmin | November 22, 2018

Most newbuild homes will in future be sold as freehold, while leases will be capped at £10.   The new measures are part of a government clampdown on unfair practices in the housing market.   Communities Secretary James Brokenshire has launched a consultation on plans to improve the leaseholder sector, which will bring an end…

Court orders sisters to pay £325,000 to dead father’s partner

By cardelladmin | November 15, 2018

Two sisters have been ordered to pay their dead father’s partner £325,000 from his estate, worth approximately £1m.   The court heard that James Redmond had made a will 20 years ago leaving everything to his two daughters.   However, since making the will he had formed a relationship with Carole Anne Taylor after meeting…

Stamp duty boost for first-time buyers of shared-ownership homes

By cardelladmin | November 8, 2018

Stamp duty for first-time buyers of shared-ownership homes costing up to £500,000 has been abolished by Chancellor Philip Hammond.   Shared ownership is the system in which a person owns a percentage of a property, typically between 25 and 75%, and a housing association owns the rest. The scheme makes it possible to buy all…

‘Giveaway budget’ but no rise in inheritance tax allowances

By cardelladmin | November 2, 2018

Chancellor Philip Hammond surprised political commentators by producing what’s been described as a “giveaway budget” featuring tax cuts and increased public spending.   While many people will welcome the increase in personal tax allowance and extra funds for services like the NHS, there was also some disappointment that there was no increase in inheritance tax…