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Conveyancing Solicitors

Lambert Pugh LLP are a specialist conveyancing law firm and deal with all of the Help to Buy schemes regularly.

We have a vast amount of experience dealing with thousands of transactions just like yours every year.

Help with Help to Buy

There are three types of Help to Buy scheme, designed to help first time buyers onto the property ladder, as well as existing home owners who are looking to move.

Am I eligible?
The scheme is available to first time buyers and existing home owners, but only on new-build properties with a value up to £600,000. The property must be your home (you can’t rent it out) and must be the only property that you own when you buy it.

What is it?
With a Help to Buy: Equity Loan the Government lends you up to 20% of the cost of your new-build home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.

You won’t be charged loan fees on the 20% loan for the first five years of owning your home.

When you sell the property, you will have to pay off the 20% loan as well as your mortgage out of the proceeds of the sale.

Am I eligible?
The Mortgage Guarantee is available to both first time buyers as well as existing homeowners and can be taken out on both existing and newly-built properties. The property must be your own home and can’t be let out, as well as being the only property that you own when you buy it. The scheme can only be taken with repayment mortgages and can’t be taken out with the Help to Buy: Equity Loan.

What is it?
A mortgage supported by the Help to Buy: Mortgage Guarantee scheme works in exactly the same way as any other mortgage except that under the scheme the Government offers lenders the option to purchase a guarantee on mortgage loans.

Because of this support, lenders taking part are able to offer home buyers more high-loan-to-value mortgages (80-95%).

You will still be fully responsible for your mortgage repayments. So if you have a 5% deposit, you will need to take out and pay back a 95% mortgage.

Am I eligible?
The Help to Buy ISA is a only available to first time buyers but can be used to help buy either a newly-built property or an existing one, up to the value of £250,000 (or £450,000 in London). Help to Buy ISA accounts are limited to one per person, not one per household so if you’re buying with someone else, both of you can use this scheme.

What is it?
The Help to Buy ISA is a savings account where you can save up to £200 a month towards your first home, and the Government will boost your savings by 25%. That’s a £50 bonus for every £200 you save. You can receive a bonus of up to £3,000. This means if you save £12,000, the government bonus will boost your total savings to £15,000.

The scheme will launch on 1 December 2015​ and new accounts will be available for 4 years. Once you have opened an account there’s no limit on how you long you can save for. Accounts will be available through banks and building societies and you can make an initial deposit of £1,000 when you open the account – in addition to normal monthly savings. There is no minimum monthly deposit but the maximum you can save is up to £200 a month.

More information on all of the Help to Buy schemes can be found on the Help to Buy website:

Please don’t hesitate to contact our team to discuss any aspect of your conveyancing requirements, or complete our simple form to receive your FREE conveyancing quotation.

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“Ashley was a star. She was polite and efficient even when I was stressed and getting fraught over time/dates.”

Mr W & Ms V, Exeter

“Francesca was always very helpful when we phoned. Very professional and put into plain English what was going to happen with our move. Thank you.”

Mr & Mrs B, Felixstowe

“Extremely helpful, polite, clear and explained everything thoroughly. I have heard many horror stories about solicitors but I am please to say Lambert Pugh was not one of them. 

Miss D, County Durham

“This is the second time we have used Lambert Pugh, both times fantastic service”

Mr T, Norwich

“Tanya has been amazing from start to finish.”

Mr & Mrs S, Reading

“It’s been really easy and you all have been very helpful. Thank you for making this a smooth and easy transaction for our first time buying a house. “

Mr & Mrs S, North Walsham

“The service was brilliant. From the start Rachel explained everything very clearly and gave me realistic expectations regarding completion. Emails were responded to quickly and I was kept up-to-date at all stages. The fees were made very clear and there were no hidden costs. Really pleased by the level of service I received and would recommend to all my family and friends.”

Ms V, West Yorkshire

“I couldn’t ask for any more from the service and the care has been top notch!”

Mrs A, Preston

“I have found the service both professional and economical. I would definitely consider using again in the future. ”

Mr R & Ms D, Berkhamsted

“Dealt with Temby and Debbie and could not have had better service and got up to date info on a regular basis. Absolutely super! This was the 15th house purchase in the last 60 years and never had better service.”

Mr & Mrs R, Beccles

“Professional service throughout the whole process. Staff were quick to answer and efficient in general. It’s safe to say that we will use Lambert Pugh again!”

Mr & Mrs S, Radstock

“Cannot fault the service and would recommend.”

Mr M, Windsor

“A very professional and courteous service from start to finish. Many thanks!”

Mr H, Ramsgate

“[Ashley Roe was] Professional at all times and I would have no hesitation in using your services again or recommending you to others.”

Ms W, Chichester

“I found the service efficient, fast […] will definitely use again and have already recommended ”

Mr F, Hertfordshire

“Whenever we needed assistance they went above and beyond. Thank you so much for all your help and support.”

Mr M & Ms D, Dudley

“Really happy with service. So understanding”

Mr S, London

“Gina has made things really easy for us and was always happy to help when we were unsure of things.”

Ms J & Mr L, West Sussex

“I found Hakim to be polite, sometimes amusing and extremely efficient, I would certainly use him again. Thanks for a smooth transaction”

Ms P, Lincoln

“Great communication and quick turnaround on paperwork and questions.”

Mr L & Ms J, London

“Temby and Debbie were brilliant from start to finish, answered questions in a timely fashion and were always friendly and very helpful.  We would not hesitate to recommend Lambert Pugh. Thank you”

Mr & Mrs W, Bedfordshire

“Very happy with the service received.”

Mr R, London

“Colette, Fiona and Sara have been friendly, professional and helpful at every stage.”

Mr & Mrs C, Coventry

“A pleasure to deal with! Always friendly and very helpful.”

Mrs F, Norwich

“I cannot speak highly enough of Vikci as she kept me up to date and when I was getting despondent she kept me going. Easy to talk to and easy to understand.”

Mrs W, Llandudno

“Extremely satisfied, Karina provided a very efficient service through the case and instructed me with procedure details”

Mr H, Birmingham

“No Improvements needed!”

Mr & Mrs D, Great Yarmouth

“Our experience has been very positive and we don’t have anything we would have changed. All extremely polite and quick to respond to our needs. Thank you very much.

Ms W & Mr G, Norwich

“Temby and Debra were absolutely brilliant throughout the process. We were kept up to date with progress on a regular basis. We will have no hesitation in recommending Lambert Pugh to our family and friends. Thank you so much for an amazing service.”

Mr & Mrs C, Luton

“Karina has done an amazing job for us and we have been very impressed with her professionalism, courtesy and ability.”

Mr H, Essex

“I was absolutely unsure about using an Solicitor I found on the internet, however I have found the whole experience to have been handled professionally and with utmost competence. Thank you.”

Mrs B, Plymouth

“Katharine was most helpful and efficient. I would highly recommend your company and most certainly use again.”

Mrs W, Kent

“Justina was always incredibly efficient, pro-active and would return calls promptly.”

Mr & Mrs P, Andover

“I would 100% Recommend Lambert Pugh. Justina provided an excellent service”

Mrs H, Folkestone

“Karina is very professional and polite and I could rely on her for further information and clarification.”

Miss H, Chester

“The Purchase was made very easy by my Solicitor. When I needed to talk to someone, my call was answered quickly and efficiently. I was recommended to use Lambert Pugh and I will certainly be recommending them wherever I can.”

Ms F, Norwich

“This was our first ever house purchase and every question we had was answered clearly and quickly. Everyone says buying a house is stressful, but it wasn’t for us!”

Mr P & Miss P, Luton

“Ashley almost always picked up the phone herself, responded to emails and was a pleasure to deal with.”

Mr & Mrs H, Chelmsford

“Susie and her team have been fabulous. I am extremely pleased with the service. A quick finish became essential for our Vendors and Susie was able to complete in less than 7 weeks. Super Job, thank you!”

Mrs P, Skegness

“Our conveyancing team – Leela, Rebecca and Hakim – were exceptional.”

Ms M & Mr W, Hertford

“Thank you for all your work with the sale of our property”

Mr & Mrs H, Essex

“It was a very good experience from the team that took care of our purchase. We were kept up to date and had all our questions replied to in good time. I would have no hesitation to use Lambert Pugh again!”

Mr C, Altrincham

“Temby was extremely efficient throughout the whole process”

Miss D, Surrey

“We could not fault the service given to us. Well done and a very big thank you.”

Mr & Mrs I, Lincolnshire

“I Found Hakim and his team – Leela and Rebecca – friendly, knowledgeable and helpful. I had full confidence in them.”

Miss B, Leiston

“Katherine Chatters and Anita Williams have exceeded our expectations. Thank you so much for being so responsive and keeping communication lines open.”

Mr S & Ms S, Salisbury

“We were treated with patience and kindness throughout the purchase. ”

Mrs R, Merseyside

“I was really happy with the service and felt Jake really came through when it mattered. Excellent value and service.”

Mr H & Ms H, Bexleyheath

“Extremely happy all round with service.”

Miss G, Cheltenham

“Georgie, on behalf of Hakim, has been efficient and informative throughout. We shall be recommending you!”

Ms A & Mr G, Lewes

“Ellice has been superb from day one and has dealt with all my queries promptly and efficiently.”

Mr S, St Albans

“Really pleased with the service received. Justina Weeks was always available and replied to my queries promptly. Nothing could have improved the service.”

Mr & Mrs O, Norwich

“Always someone at the end of the phone to advise. Irina was excellent.”

Mr & Mrs W, Cornwall

“Quick to respond to any matters arising, and patient when I didn’t understand the terminology and put it into words I could understand.

Mr C, Milton Keynes

“Katharine was so thorough and thoughtful. A great asset.”

Ms R & Mr B, St Helens